Security

GDPR & Privacy

Understand how the platform handles customer data and ensures GDPR compliance.

GDPR and Privacy

Kuata is committed to protecting your privacy. This document explains what data we collect, why we need it, your rights, and how to exercise them. Kuata's architecture is built on privacy-by-design principles — we collect only what is necessary, store it securely, and never use it for purposes you have not consented to.

 

Our Privacy Principles


Principle


What it means in practice


Data minimisation


We collect only the data strictly necessary for each specific purpose


Purpose limitation


Data collected for identity verification is never repurposed for marketing


Zero-knowledge architecture


Third-party verifiers receive only a pass/fail result — never your personal data


Transparency


You can see every piece of data we hold about you and every time it was accessed


User control


You can export, correct, or delete your data at any time from within the app


No advertising


Kuata is ad-free and will never sell your data to advertisers or data brokers

 

Data We Collect and Why


Category


Examples


Why we need it


Identity data


Name, date of birth, national ID number


Account creation and identity verification — required by law


Contact data


Phone number, email address


Account access, security alerts, support


Biometric data


Liveness check during onboarding only — stored on your device, not our servers


Confirms you are physically present; not retained by Kuata after verification


Document data


Cryptographic hash of document content (not the image)


Powers the document wallet; enables verification


Financial data


Transaction history, wallet balance, payment references


Processes your payments; detects fraud; meets regulatory requirements


Usage data


App features used, device type, timestamps


Improves the service and detects unusual activity


AI interaction (Pro only)


Queries sent to Akili — not stored after the session ends


Provides the AI assistant during your session only

 

Legal Basis for Processing


Processing purpose


Legal basis (GDPR and equivalent laws)


Providing identity wallet and payment services


Performance of contract with you


Identity verification for third parties


Your explicit consent, given per-request in the app


Fraud detection and AML compliance


Legal obligation and legitimate interests


Service improvement


Legitimate interests (using anonymised, aggregated data only)


Communicating with you


Contract performance and legitimate interests


Retaining transaction records


Legal obligation (financial regulations in each market)

 

Your Rights

Depending on your country of residence, you have the following rights regarding your personal data. To exercise any of them, go to Settings -> Privacy or email privacy@kuata.io:


Right


What it means


How to request


Access


Receive a copy of all data Kuata holds about you


Settings -> Privacy -> Export my data


Rectification


Correct inaccurate or incomplete data


Settings -> Profile, or email privacy@kuata.io


Erasure


Request deletion of your data (subject to legal retention requirements)


Settings -> Account -> Delete account, or email privacy@kuata.io


Portability


Download your data in a machine-readable format (JSON)


Settings -> Privacy -> Export my data


Restriction


Pause processing while a dispute is resolved


Email privacy@kuata.io


Objection


Object to processing based on legitimate interests


Email privacy@kuata.io


Withdraw consent


Stop a specific consent-based processing activity at any time


Revoke in-app from the relevant consent record

 


Note:

We respond to all data rights requests within 30 days, or the shorter period required by your local data protection law. We never charge a fee for exercising your rights.

 

Who We Share Data With

• Government identity registries — only the reference number needed to verify your document at onboarding; never your full profile.

• National payment networks — only the transaction data necessary to process your payment.

• B2B institutional partners — only a signed pass/fail verification result; never personal data. Partners are bound by a Data Processing Agreement.

• Amazon Web Services — our cloud infrastructure provider, processing data as a sub-processor under a Data Processing Agreement.

• Law enforcement and regulators — only when required by applicable law, and only the data legally required.

 


Security Alert:

We never sell your data. We never share your data with advertisers. We never share your data with any party not listed above.

 

Data Retention


Data category


How long we keep it


Account and identity data


Duration of your account + 2 years after deletion


Transaction records


7 years (required by financial regulations in most markets)


Verification audit log


7 years


Biometric data


On your device only; deleted when you disable biometrics or uninstall the app


Akili AI conversations


Not retained beyond the session


Usage and diagnostic logs


90 days rolling


Data from rejected onboarding


5 years (regulatory requirement)

 

International Data Transfers

If your data is transferred to a country outside your region, Kuata uses Standard Contractual Clauses (SCCs) or equivalent mechanisms approved by your local data protection authority to ensure adequate protection. You can request a copy of the applicable transfer mechanism from privacy@kuata.io.

 

Children

Kuata is not intended for users under 18 years of age. We do not knowingly collect data from minors. If you believe a minor has registered an account, please contact privacy@kuata.io and we will delete the account promptly.

 

Changes to Our Privacy Practices

We will notify you of any material change to how we handle your personal data at least 30 days before the change takes effect, via in-app notification and email. You can always find the current Privacy Policy in Settings -> About -> Privacy Policy.

 

Contact


Purpose


Contact


Data rights requests and privacy questions


privacy@kuata.io


Urgent privacy concerns


privacy@kuata.io (mark subject: URGENT)


Regulator complaints


Your national data protection supervisory authority

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